America’s Dental Insurance Plan Problem
Any doctor or dentist will tell you that dental health is an important factor in your overall wellness. Unfortunately, many people who need dental treatment can’t afford to purchase dental insurance plans. According to industry experts, almost 127 million Americans lack basic dental coverage. That figure is three times higher than the number of people without standard medical insurance. High out-of-pocket costs leave many people unable to seek dental care, so they are forced to neglect serious problems that may eventually affect their general health.
Dental Coverage Trends Over the Years
The Behavioral Risk Factor Surveillance System survey, conducted in 1995 by the Centers for Disease Control, found that 44 percent of participants reported having no dental coverage. By 2012, the number of uninsured Americans only dropped to 42 percent. Since the late 2000s, the insurance industry has suffered due to rising health care costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Recently instituted health care reform laws say that children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Almost all dental benefits are currently paid through separate policies that focus on preventative treatment; they usually provide only partial coverage for major dental work.
Dental Care Options for those without Dental Insurance
If you are unable to obtain dental coverage through your employer, private markets, or subsidized plans, finding ways to afford dental care can be challenging but there are options. As the number of people who are unable to afford regular dental visits has risen, the number of dentists has also continued to increase. That’s good news for patients who have no dental insurance because dentists are working harder to find new ways to make services more affordable. Most dentists offer or accept savings plans like DentRite and many are now offering new patient specials that include free first visits, discounted treatments, and some even offer in-house or third party financing like Care Credit with reasonable payment plans.
Even though the cost of regular dental care can be expensive, it is important to continue going to the dentist because preventative care is much more affordable than putting problems off until they require treatment.
To get the dental care you deserve from an affordable dentist in Capitol Heights, call Dental One Associates at Steeplechase today at (240) 392-3983 or make an appointment.
Dental One Associates offers affordable family dentistry and gentle, compassionate dental care in Capitol Heights. With 12 affiliated practices throughout Maryland, our offices are conveniently located with extended hours to meet your needs. At Dental One Associates at Steeplechase, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Dental One Associates at Steeplechase.